5 Quickest ways to lower Your Health Insurance Premium


 5 Quickest ways to lower Your Health Insurance Premium

A recent study found that 20% of employees spend more than 15 hours a week on work tasks not related to their primary job. Bottom line, too many people are working themselves into the ground, and it’s taking a serious toll on their health.

According to research from Harvard Business Review, working seven days per week can be nearly as bad for your health as smoking. And other studies have found that long hours lead to poorer sleep quality and a higher chance of developing diabetes or heart disease.

You may not have a boss who will let you take it easy on the job, but there are still some things you can do to protect your health during the workday. Here are five quick ways to lower your health insurance premium:

Take short breaks throughout the day – It’s common knowledge that sitting for long period of time isn’t great for your body, but we don’t often realize what all those hours spent in our chair are doing to us. The truth is that too much sitting slows down your heart rate and lowers blood flow, which cuts off vital oxygen to the brain. Our cells get confused and start producing chemicals that make us feel sluggish and unfocused.

If you work at a desk, take advantage of your lunch hour and get up and walk around. Don’t bring your work with you. You’ll give your mind a much-needed break from the same old tasks, which can help with creativity and stress levels.

Strength train – Strength training involves lifting weights or using resistance bands, and it helps with bone density and muscle mass. Studies have found that employees who strength train are less likely to be injured on the job or develop back pain. Regular exercise also boosts energy levels, so you’ll feel more alert during the day.

If an employer offers an on-site gym, use it. If you don’t have access, consider going to a local gym as often as possible or purchasing a resistance band.

Eat the right foods – Eating the right foods will help keep your immune system strong and reduce inflammation in your body. Moreover, good nutrition can help you maintain your weight and feel healthier overall. One study showed that employees who eat a diet rich in fruits, vegetables, whole grains and lean proteins are less likely to develop health problems when they work long hours.

Control your caffeine intake – If you’re always caffeinated, you could be getting too much of a good thing. Caffeine can increase heart rate and blood pressure, which is especially bad for people who are already stressed out.

It’s best to limit your coffee intake to one or two cups per day, and if you’re feeling tired in the afternoon, try a cup of organic green tea instead.

Breathe – When we get stressed out or overwhelmed with work tasks, our breathing becomes shallow and we start taking quick breaths through our mouth. Shallow breathing reduces the amount of oxygen in the body, which makes us feel tired and unfocused.

Try taking a few minutes to sit quietly and breathe deeply. Close your eyes and take deep breaths through your nose. Exhale slowly, making sure to push all the air out of your lungs. Repeat for five minutes, or as long as you can.

By practicing good health habits, you’ll reduce the risk of stress-related illnesses like cancer and heart disease, which will ultimately lower your health insurance premium in the long run. [ARTICLE END]

If you liked this article, consider sharing it with people who are looking for ideas on how to lower their health insurance premium.

Source: http://www.healthcareitnews.com/newsfeed/5-quickest-ways-lower-health-insurance-premium

Thanks for reading. I hope you enjoyed it! Don't forget to sign up for the newsletter. Keep in touch and stay healthy! With Warm Regards, James Roelofs (healthcareitnews@gmail.com)


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In summary, for the employees who have health insurance coverage through an employer, it seems to be an affordable and cost-effective way to cover the basic healthcare needs of their family members. However, if a person is planning to buy their own individual health insurance plan; then they need to compare different plans carefully because this is not something that you want to do without understanding all about it.

This can result in too many alternatives and companies selling the same product at different prices, so it’s worth spending some time learning about your options before making a decision.

About The Author: James Roelofs is constantly looking for ways in which he can make his life easier and more convenient.

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