Buy your Term Insurance the modern way, online.


 Buy your Term Insurance the modern way, online.

Term life insurance is not as simple to buy as you might think. There are lots of factors to consider when buying a policy, and it can be hard work trying to pick the right plan for you. But now there’s an easier way: online term insurance. No longer do you have to wait in lines or fill out paperwork at your local agent’s office; today all the information and paperwork is done for you in just a few clicks on your computer or phone.

No more hassle. Just like buying a plane ticket on your phone, you just ask for an instant quote online and instantly start paying monthly premiums for as long as you need. And unlike a regular insurance policy, you don’t pay anything up front. You just tell them how much coverage you want for how long and they’ll do the rest, including collecting the “face amount” from the life insurance company when you die. Once your policy is paid up, they handle any claims or adjustments to payments automatically until your policy ends.

Modern life insurance. Whether you plan to make monthly payments for a few months or years, or opt for a single lump sum payment that will cover you for your entire lifetime, there’s an online term life insurance policy that’s perfect for you. And unlike a regular policy where you can only pay in small increments, your premiums can be any amount you want; even one dollar makes a big difference and helps protect your family. Plus, unlike a traditional policy with monthly premiums that just sit around waiting for you to die, your online term insurance payments go towards your actual coverage. So even though you can’t see your payments, in the end you have a paid-up whole life plan that can provide financial protection for your family for years to come. But better yet: once you sign up, there’s no need to do anything else; your plan is handled automatically while you wait.

Good coverage. Even if you have a bad work history or aren’t sure about the quality of care available at a specific facility, there are plans of various levels of coverage available to suit all needs. Plus, with so many options to choose from you can tailor your insurance to fit your needs. And with a prepaid plan there’s no need to worry about how much coverage you need. Instead, you just pick the amount of coverage you want and start paying monthly premiums; they handle the rest and compute payments over time based on the actual cash value of your policy or as part of a monthly payout. In other words, once you sign up for an online term insurance plan, there’s no need to sit around worrying that it might not pay out in case of an emergency.

A simple process. Not only are there many types of policies to choose from, but the process of applying for and receiving the coverage is easy. All you have to do is tell them how much coverage and for how long you want, or state a lump sum that you want to pay upfront. You’ll then be quoted a monthly premium based on your chosen amount and plan, and can pay as little as $10 per month or more if needed; it really just depends on how much coverage you need. And unlike with regular insurance where there’s a waiting period required before your policy starts paying out in case of an emergency, with online term life insurance you can start using it right away. This means that your policy will begin paying out benefits as soon as you have a claim, meaning that you’ll have the money you need at your fingertips when you need it.

No agents needed. With regular insurance, you normally have to visit a local agent and fill out forms to apply for your plan. Not so with online term life insurance; applying is done entirely over the Internet or phone with instant quotes and payment options available right away. And whereas regular insurance plans are offered by an entire company and cover all of their customers, online term life is handled by just one company; making them more efficient and able to offer better coverage for less money than traditional policies.

No worries after that. Once you’ve signed up for your online term insurance, you don’t have to worry about anything else until the policy ends, and even then they’ll help you find additional coverage if needed. It really is that simple. All you need to do is sign up for a plan and start paying monthly premiums; they do all the rest. You can even pay with credit or debit cards or online bank transfers, saving you a trip the bank.

The modern way. Now that you know how easy it is to buy an online term insurance plan, it’s time to apply for one today. You can get started right now by asking for an instant quote on your phone or at, and don’t forget to tell them which plan you want.

Now that life insurance has increased in sales for 82% of the biggest companies in the world, and is expected to keep growing, it looks like it will be a huge market. In comparison to other countries, only Germany has a bigger life insurance market than the United States with about 23 million policies purchased. Although it is a relatively new industry, Canada had 25% of their population having life insurance and Australia also had approximately 20% of its population with life insurance policies by 2016. The U.S. is going to experience a similar increase in the percentage of population with life insurance because as society becomes more technologically advanced and more people become reliant on online technology, the need for life insurance is also going to grow.

To learn more about online term life insurance, and how it can help you protect your family from unforeseen situations, click on the link below:

If you have any questions or feedback, please feel free to drop us a line at or by calling 800-481-8083.


It is a myth that life insurance is something people don’t need. They just don’t know how to get it. Even the most efficient way of acquiring life insurance has never been so simple as to step into a booth at a store and buy yourself some term life insurance. Fortunately, with the right tools for your situation and help from a professional, this process is much simpler than it appears.

If you have any questions, feel free to call us at 800-481-8083 or fill out our online contact form at

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