Business travel insurance
We all love a nice vacation or business trip, but what if something goes wrong? If you can't travel because of an accident or illness, your travel insurance will cover you for lost money and may also provide additional benefits like:
- Emergency medical expenses - Up to $10 million in medical coverage.
- Transportation for family members to visit the insured - For up to 14 days.
- Necessary accommodations and transportation – Your insurer may help you find alternatives if your trip is cancelled due to injury or illness. In some cases, this could include cancelling an entire contract if it’s too late in the planning process to find a suitable replacement.
- Cancellation of a contract
- Personal liability insurance covers personal accident and injury claims. You may also be able to replace your damaged property with another house, car, or other valuable items as needed.
- Cancellation of a contract
- If you don't cancel your reservation or an airline, hotel, car rental company or tour operator fails to honor its promise that you will be covered, your policy could pay for lost money due to cancellation charges.
- Emergency medical and hospital expenses – This coverage is required by most travel policies and can pay up to $25000 in medical expenses. The price varies based on the policy limits for each type of situation.
- Cancellation of a contract
- Auto liability coverage protects you from damage to your car, as well as injuries to other people due to your negligence.
- Cancellation of a contract
- This covers cancellation, interruption or delay of your trip and ensures you can get home if necessary.
- Emergency medical expenses - You would generally be covered for up to $10 million in medical expenses, including hospital bills, ambulance travel and medical supplies. In some countries, there may be more general coverage available for less than $500.
- Transportation for family members to visit the insured - For up to 14 days.
- Necessary accommodations and transportation – Your insurer may help you find alternatives if your trip is cancelled due to injury or illness. In some cases, this could include cancelling an entire contract if it’s too late in the planning process to find a suitable replacement.
- Cancellation of a contract
- Personal liability insurance covers personal accident and injury claims. You may also be able to replace your damaged property with another house, car, or other valuable items as needed.
To compare travel insurance plans: http://www.comparethemarketflightsinsurance.co.uk/travel-insurance
This information is intended for general guidance only. It does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you to rely on this information before making an important decision. Please note that past performance is not necessarily a guide to future performance. Information correct at time of writing although the terms of travel insurance policies may change from time to time. Neither the company nor its subsidiaries are agents or distributors for insurance products or services, but could assist you in finding appropriate cover. If you have any concerns about the information contained in this brochure please contact your local branch or insurer.
The material in this document is taken from the general insurance policy and is not to be relied upon for individual advice. We are authorised and regulated by the Financial Conduct Authority for the distribution of general insurance products. Details of how we can help you are on our website: www.hastingsgroup.co.uk/contact-us/help-and-advice/insurance
If you have any queries or would like further information, please feel free to call us on: +44 (0) 1252 516 516 or email: riskassistance@hastingsgroup.co.uk
Hastings Group Insurance Limited, Registered Office: Hastings House, Holywood Road, Belfast, BT3 8NR. Registration No: 412846. Authorised and regulated by the Financial Conduct Authority. Registered in England No 116795. Registered office: Hastings House, Holywood Road, Belfast BT3 8NR.
We have tried to make the information as clear as possible but if you have any questions then please contact us on: +44 (0) 1252 516 516 or email: riskassistance@hastingsgroup.co.uk
Hastings Group Insurance Limited, Registered Office: Hastings House, Holywood Road, Belfast BT3 8NR. Registration No: 412846. Authorised and regulated by the Financial Conduct Authority. Registered in England No 116795. Registered office: Hastings House, Holywood Road, Belfast BT3 8NR.
In addition to our standard terms and conditions for General and Travel Insurance policies we have made a special provision for motorists who have been involved in minor accidents with no claims being made against them from insurers or victims resulting from the accident. This is known as an E-Excess policy.
This insurance product, along with others such as our No Claims Discount protection product, allows you to claim back up to £1000 of your premium on new policies or renewing existing ones. To qualify for the policy, you need to have had no accidents or claims on your car for three years in a row and have not made a claim against another party in the last five years that resulted in an insurance payout.
If you have not had any accidents or claims then we will admit you immediately to this policy and all that is required is proof of no claims for the last three years which can be obtained from your existing insurer or a broker.
No claims means as we have defined them above. You cannot have had any accidents or claims on your car and you do not need to have made a claim against another party for damage or loss, nor on your own vehicle for the same reason in the last five years but you must have had no accidents or claims for the last three years in a row. This would include accidents such as comprehensive, underinsured and uninsured damage claims.
If you wish to benefit from this insurance product please contact us now at: riskassistance@hastingsgroup.co.uk
Hastings Group Insurance Limited, Registered Office: Hastings House, Holywood Road, Belfast BT3 8NR. Registration No: 412846.
Conclusion
We would like to thank you for choosing Hastings Group Insurance Limited as your insurer and wish you all the best for the future.
We would also like to say a special thank you to all our clients who made us one of the fastest growing general insurance companies in 2014 and 2015. We hope that we can continue to serve you in the future. If there is anything we can do for you please just give us a call on +44 (0) 1252 516 516 or email riskassistance@hastingsgroup.co.uk
We are here to help at any time 0551 210 459 info@hastingsgroup.co.