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 Cheap Insurance Van

You're sick of your car insurance bills, and you know that they're only going to get worse when you turn 25. You want the cheapest auto coverage in the world without sacrificing safety or good customer service. How can you find this mystical entity?

We'll show you how, with a cheap insurance van! Here are the facts: 

1.) Van drivers pay lower rates than other drivers because their vehicles are driven much less than cars and, as a result, have fewer accidents per mile driven.  And, is there any better way to get a cheap insurance van than by driving a van yourself?  We didn't think so.

2.) Van drivers are also more likely to have good credit scores and be employed, which translates into lower insurance rates and higher customer satisfaction.

3.) Van drivers tend to be more responsible than other drivers, such as those who drive around in sports cars or hot rods that are too expensive for most van renters to afford.

4.) Because of the number of miles vans get driven and the average age of owners, they're much less likely than a car to cause an accident that results in serious bodily injury or death.

5. ) Van drivers are more likely to use car insurance discounts available to van renters, such as collision and comprehensive coverage.

6.) Because vans tend to be much bigger than cars and therefore more likely to cause accidents, vans appreciate in value faster than other vehicles.

7.) Borrowing a cheap insurance van from a friend or family member reduces the rental cost of the vehicle by as much as 60%, which is much more than what you would expect from any other type of auto purchase.

8. ) Van drivers tend to be better drivers than other drivers, such as those who drive around in sports cars or hot rods that are too expensive for most van renters to afford.

9.) Van owners are less likely to cause accidents because they drive more miles and have lower accident rates, as well as better driving record ratings.

10. ) Van renters are more likely to stay with the same vehicle because of the peace of mind that comes with knowing that they'll never be stuck with a car that is too dangerous or unreliable for them to use.

11.) In addition, very few van renters change vehicles during their rental period, meaning they're more likely to maintain a long-term relationship with the vehicles they rent.

12. ) Van renters are less likely to use a car for non-car purposes, such as using the vehicle to tow a boat or snowmobile when they can take their personal vehicle instead.

13.) Van renters are more likely to have household incomes that enable them to afford the cost of renting a van. In fact, van renters tend to earn higher incomes and therefore have higher average incomes than car renters.

14. ) Van owners who drive the same van back and forth from work every day are much more likely than other drivers to commit fraud in order to claim traffic violations off their insurance premiums.

15.) Van renters tend to be much more likely to follow the rules of the road than other drivers, such as those who drive around in sports cars or hot rods that are too expensive for most van renters to afford.

All of these facts can help you find a cheap insurance van by following this advice: 

1.) Rent any type of vehicle that is bigger and taller than a normal car, but smaller than an SUV.  You can usually find something that fits your needs at a rental agency near your house or workplace.

2.) Make sure you're renting from an agency with ties to the community where you work or live so that they'll have better rates than car agencies and other national brands.

3.) Use the internet to find the cheapest insurance van rental deals in your area, and then do business with the agencies that are most likely to have the best rates.

4.) While you're on the internet, make sure you check out websites that compare insurance rates for different companies and see if you can lower your monthly premiums in any way.  You might be surprised at what you learn!

5.) Take advantage of every discount or bonus available to van renters, including special offers from minor companies with low premiums as well as major car insurance firms that also offer rentals.  There's no reason why you shouldn't make every dollar count!

6. ) It will also help if you can find a cheap insurance van locally from somebody who will buy your trade-in or rental van after you're done with it.  This person can then turn around and sell the vehicle for a higher price than the market value of older vehicles, which is much more likely to occur in the case of vans.

7.) You'll end up saving even more money if you rent a cheap insurance van for a 12-month period, because you'll only have to pay for three annual rental periods instead of four or five.

8.) To make sure you'll be able to find an affordable cheap insurance van at a local rental yard, check out prices at other local car rental stations and see if your insurance company offers any special deals with the agencies around town.

9.) If they do, then it's likely that you'll be able to lease a cheap insurance van for less money than you would by going with an online agency or national brand.

10.) It's in your best interests to take advantage of all of the special bonuses offered by your local car agencies, because these stations will probably always have the cheapest rates due to their relationships with various credit bureaus and community organizations.

11.) Don't forget that you can also get a cheap insurance van through one of these local car agencies if you take out a loan to pay for it.

12.) If your credit score is good, then you should be able to get much better interest rates on financing than the typical renter, which is another way of saying that you'll have an easier time affording this type of vehicle.

13.) In addition, borrowing money can save you time by cutting out the need for lengthy loan application processes that are commonly experienced by online consumers.

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Conclusion:

When all is said and done, you'll have to sacrifice a bit of comfort in order to lease a cheap insurance van from one of the local rental agencies within your community. However, if you're on a budget and have no other choice, then you should definitely try this route instead of taking out a loan.  It will probably pay off in the long run since most car loans don't last more than 24 months anyway!  Just make sure that you avoid any credit card or personal loan offers that may seem too good to be true, because they probably are!

By utilizing the information contained above, it's pretty easy to find a cheap insurance van.