Florida Self Employed Health Insurance
If you are self-employed, it can be a challenge to keep up with the ever changing healthcare system. The Affordable Care Act requires you to have health insurance for your business or face major fines. But there are many options to choose from when deciding what’s right for your business and staff. We’ve created a list of 10 different options that could work for your small company.
If you’re just starting out, one of the best ways to find affordable health insurance for you and your employees is through a website such as eHealth.com . You can start out by finding an inexpensive plan that includes a high deductible and little or no co-pay. These plans often cost less than $50 a month for an individual. Once you get more established, it may make sense to switch to a more comprehensive coverage like an HMO or PPO plan. The reason for this is that small business owners pay the highest premiums in the country. If your company is just starting out, you may want to select a bare-minimum policy that helps keep expenses down.
If you have more than 50 employees and are looking for a Florida health insurance quote, federal law requires you to offer health insurance to full-time employees if the company offers group coverage. The good news is that there are special tax credits available for businesses with fewer than 25 workers if they provide health insurance to their full-time workers. If your business has more than 25 full-time workers, it also makes sense to look into more comprehensive policies from a "health maintenance organization". If your company has health insurance for your employees, you can also consider a tax-free cafeteria plan which allows employees to elect between various services that are offered by different insurance companies. Choosing an HMO is the most cost effective way to protect your business from high medical costs. You can get a quote online from eHealth.com .
If you're looking for a Florida health insurance quote, eHealth.com makes it easy to compare more than 700 different companies and find the right plan for you and your staff at affordable prices.
Some businesses decide that they would rather save money by going without health insurance. It is important to remember that not having coverage is risky because of the fines associated with being uninsured in Florida. The fine for not having health insurance in 2014 is on a sliding scale of $95 to as much as $325 per person depending on your income.
If you want to learn more about the Affordable Care Act, visit HealthCare.gov . You can also contact the Florida Health Care Hotline at 800-318-2596 toll free or 850-414-2911 in the Florida Keys for more information.
Health insurance for small businesses is an important topic to be aware of in order to best serve your employees and prevent penalties associated with not having insurance. EHealth.com helps make it fast and easy to get quotes from health insurance companies that are available in your area. Visit eHealth.com today or call 800-977-8860 for more information.
This content is created by eHealth, Inc., and does not necessarily represent the views of Florida Blue or its affiliates.
2014 - Florida Blue, All rights reserved. This copyrighted information has been developed by eHealth, Inc., and does not include data from the Florida Blue or its affiliates. Use of such data is subject to the Terms of Use of the Florida Health Choices website.
Florida Blue Health Insurance Company Consumer Assistance Program 3600 North Federal Hwy. West Bldg. Suite #700 Jacksonville, FL 32254(904) 757-1001 [email protected]
Florida Blue (FL03551325) is a Florida Domestic Corporation and is regulated by the Florida Office of Insurance Regulation, Public Entity Number RP558113.
We offer an Affordable Alternative that includes coverage for approximately 55% of a typical Commercial Coverage Deductible and pays major medical benefits when you or your covered employees have paid $10k in claims in the past 12 months. This Plan does not have a co-pay or a deductible for covered services, and limits the dollar amount your company may be assessed in catastrophic claims.
With this plan, your business pays a predictable small per employee per month premium and provides major medical coverage.
We offer a full-service agency that includes the following services:
Call us or visit eHealth.com today to get a quote for health insurance online, or you can also call 1-800-977-8860.
eHealth is one of the leading online health insurance sellers on the Internet with more than 2 million members. Start comparing plans now at eHealth.com! http://www.ehealthinsurance.com/florida
The Affordable Care Act requires you to have health insurance for your business or face major fines. But there are many options to choose from when deciding what’s right for your small company. We’ve created a list of 10 different options that could work for your company.
If you’re just starting out, one of the best ways to find affordable health insurance for you and your employees is through a website such as eHealth.com . You can start out by finding an inexpensive plan that includes a high deductible and little or no co-pay. These plans often cost less than $50 a month for an individual. Once you get more established, it may make sense to switch to a more comprehensive coverage like an HMO or PPO plan. The reason for this is that small business owners pay the highest premiums in the country. If your company is just starting out, you may want to select a bare-minimum policy that helps keep expenses down.
If you have more than 50 employees and are looking for a Florida health insurance quote, federal law requires you to offer health insurance to full-time employees if the company offers group coverage. The good news is that there are special tax credits available for businesses with fewer than 25 workers if they provide health insurance to their full-time workers.
Conclusion
The majority of small businesses are not required to offer health insurance to employees if the company is a Small Business Health Care Tax Credit (SHCTC) eligible employer. In order for your business to be eligible for a SHCTC tax credit, you must have fewer than 25 employees that worked on average at least 30 hours per week during the prior calendar year. The SHCTC tax credit is worth up to 50% of the premium costs that your business pays each month on behalf of an employee enrolled in its group health plan.