Payment Processors Review.


 Payment Processors Review.

We compare and review the most popular payment processors to help you find the perfect one for your e-commerce store.

As a business owner, you know that every little detail matters when it comes to running a successful company, especially when it comes to payments. However, with so many options out there (not including all of the international online payment center differences), choosing a solution can be daunting. That is why we have put together this list of top e-commerce merchants and reviewed their most important features!

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The merchant website is used only for purposes of comparison and review and does not imply endorsement by any company mentioned in the article. It is not implied that the payment solutions mentioned below are better or worse than other payment solutions. We thought it would be a great idea to have a list of merchants and their best-selling e-commerce shopping cart and payment processors. This will make it easier for consumers to compare the merchant's offerings without having to run around from site to site, looking for different information, especially when trying to choose a solution that fits the customer's needs. NerdWallet does not endorse any solution or service described, but will help you find the right one for your e-commerce business!
Editorial Disclaimer: This content is not provided or commissioned by any financial institution. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by the financial institution.
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Disclosures: Cards from American Express and Capital One are issued by Sunrise Banks, N.A. Some of the trademarks featured below may be registered trademarks of their respective companies. Card issuer is solely responsible for all aspects of product offered. Please read our full Terms and Conditions .

No Annual Fee: This is the best no-fee card on this list! This credit card does not charge a fee to its users. That means you can use it every month without worrying about paying a single penny! It also has no foreign transaction fee, which is great if you plan to travel internationally (and use your card to pay for everything). Currently there are no foreign transaction fees on any Discover cards, either . If you are looking for a no-fee credit card, Discover has the best selection (previously we used American Express cards without fees, but they recently started charging new cardholders with their "Blue" and "Everyday" cards a $35 annual fee after their first year).
Why We Love It: The Discover it® Chrome card is super versatile: Use it anywhere in the world and get 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases each quarter and 1% on everything else. Plus, it has a clear rewards system that's easy to understand. Cardholders earn "Cashback Bonus" every time they use the card – 10% on up to $1,500 in combined purchases each quarter when you sign up for automatic statement credits and spend more than $500 on purchases each month.
We Recommend It For: Those who don't want to worry about spending too much or not enough in a particular category. Plus, it has one of the longest 0% intro APR periods on this list: 21 months from date of issue.
10-Day Money-Back Guarantee There is no annual fee for this card! Click here to learn more and apply .
Why We Love It: This card comes with a long-term introductory 0% APR period (then a variable rate, which is typically higher than the Prime Rate) on purchases and balance transfers. There is no annual fee, and you can even earn cash back for your purchases. In other words, if you make your minimum payment every month or two, this card will pay for itself in less than two years! That's because it has a specific credit line for each type of purchase (e.g., "at least $1,000 for new purchases," "at most $3,000 in combined balance transfers and new purchases," etc.). Plus, when you pay your balances with the Slate card, you get a 1% bonus each month.
This is the best long-term credit card on this list.
We Recommend It For: Anyone who can make their payments consistently and on time.
Why We Love It: This no-fee rewards credit card has an introductory 0% APR rate for purchases and balance transfers (then a variable rate that is typically higher than the Prime Rate). Cardholders earn unlimited 1 point per $1 spent on all purchases. You can redeem rewards for a statement credit (up to $500) or gift cards (so long as there is at least $500 in rewards that can be redeemed for a statement credit).
We Recommend It For: Anyone who wants to earn rewards on everyday purchases.
Why We Love It: This card provides one of the best introductory rates on this list – 0% APR for 15 months from date of issue, then a variable rate that is typically higher than the Prime Rate.

Conclusion: The best credit card for student borrowers is the Discover it® Secured, which has a low annual fee and a long-term introductory 0% APR period on purchases, balance transfers and cash advances. If you are looking for the best student credit card for someone who has less than perfect credit (but not terrible), check out Discover it® Student Cash Back. This card has an annual fee of $19, but does not charge foreign transaction fees and offers rewards.
Editorial Disclaimer: NerdWallet strives to keep its information accurate and up to date. This content is not provided or commissioned by any financial institution.

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